Permit
A permit is needed
Florida’s code exempts no building work from permits (FBC Building § 105.2); in Three Oaks the reroof permit comes from Lee County’s building department.
Roof Replacement in Three Oaks, FL
Three Oaks has 2,468 homes, and half of them were standing by 2009. 28% predate 2000, and in Florida the age of the house decides what a reroof has to include.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
Call (833) 781-1806 Replacement and new roofs only · homeowners
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.
The rules for a reroof in Three Oaks
Layers
When the old roof must come off
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
The 25 percent rule
Partial work can bring in the whole roof
Florida limits partial work: if more than 25 percent of a roof or roof section is redone in 12 months, the whole roof or section has to meet the current code. Roofs built or replaced under the 2007 Florida Building Code or later are exempt; only the new part must meet the code in effect (FBC Existing Building 706.1.1; Fla. Stat. § 553.844(5)).
Source: FBC Existing Building, 8th ed. (2023), Chapter 7; Fla. Stat. § 553.844
Houses permitted before 2002
A secondary water barrier and deck re-nailing
If your site-built single-family home was permitted before the Florida Building Code took effect (March 1, 2002), a full roof replacement must include a secondary water barrier and re-nailing of the roof deck: at least two 8d nails per rafter, a nail counting as 8d if it is at least 0.113 inch thick and 2¼ inches long (Fla. Stat. § 553.844(3); FBC Existing Building 706.7).
28% of homes in Three Oaks were built before 2000 (ACS); the year the house was permitted is what counts.
Source: Fla. Stat. § 553.844; FBC Existing Building, 8th ed. (2023), Chapter 7
Rules as read on October 24, 2026. The state’s code edition and the rest of its rules: roof replacement in Florida.
Homes and roofs in Three Oaks
Of 2,124 occupied homes in Three Oaks, 1,250 (59%) are owner-occupied. By year built, 3% before 1960, 3% before 1980, 28% before 2000; 72% went up in 2000 or later. (ACS 2020–2024.)
By building type: 54% detached houses, 11% attached single-family houses (rowhouses, twins and townhouses).
Of the 14 Lee County places on this site, Three Oaks has the smallest share of homes built before 2000: 28%, against a county range of 28% to 87%.
ZIP codes: 33967
Three Oaks and the towns around it
| Place | Median built | Before 2000 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Three Oaks | 2009 | 28% | 59% | 11% | 6 |
| San Carlos Park | 1994 | 62% | 71% | 8% | 6 |
| Estero | 2004 | 32% | 87% | 14% | 3 |
| Fort Myers Beach | 1984 | 85% | 89% | 3% | 3 |
| Bonita Springs | 2000 | 53% | 81% | 8% | 6 |
| Fort Myers | 2005 | 32% | 58% | 17% | 12 |
Median built: median year the homes were built. Before 2000: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Storm record around Three Oaks
Since 2006 the National Weather Service has logged hail of 1 inch or larger on 6 separate days within 10 miles of Three Oaks; the largest was 1.5 in on July 1, 2015. The most recent was July 2, 2015.
Hurricane Milton (DR-4834, October 2024) is the latest of 9 federal storm declarations covering Lee County since 2006. (OpenFEMA.)
A report says hail fell near Three Oaks, not that it damaged a roof. When wind or hail damage means a new roof.
What goes on the roof next
Lifespans come from HUD’s capital-needs table, not from a brochure. More in the guides to shingles, metal, slate, tile and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 54% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Simple roofs with long, unbroken slopes | Standing seam that carries its own loads can skip the tear-off (R908.3.1) |
| Slate | 75 years | Older and historic houses | Can’t be roofed over; check the framing for the weight |
| Clay or concrete tile | 60 years | Houses framed for tile | Can’t be roofed over (FBC-EB 706.3) |
| Flat roof: EPDM or TPO | 15 years | Porches, additions, low-slope rears | Seams at walls and drainage |
Checking a contractor in Florida
A Florida roofer needs a state license, CCC statewide or RC locally; check the number of whoever prices the roof in Three Oaks on DBPR before signing.
The price side is in what a new roof costs in Florida; the paperwork side in Florida roofing licenses.
Questions about a new roof in Three Oaks
Do I need a permit to replace a roof in Three Oaks?
A permit is needed. Florida’s code exempts no building work from permits (FBC Building § 105.2); in Three Oaks the reroof permit comes from Lee County’s building department.
Do the old shingles have to come off in Three Oaks?
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
How old are the houses in Three Oaks?
By the Census Bureau’s American Community Survey (2020–2024), the median home in Three Oaks was built in 2009, 28% of homes were built before 2000, 59% are owner-occupied.
Does Three Oaks get hail that damages roofs?
Hail of 1 inch or larger was reported on 6 days within 10 miles of Three Oaks from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
How do I check a roofing contractor in Three Oaks?
A Florida roofer needs a state license, CCC statewide or RC locally; check the number of whoever prices the roof in Three Oaks on DBPR before signing.
What they will ask on the phone
- Your address or ZIP code in Three Oaks
- How many stories the house has, and whether it is detached or attached
- The roof you have today, shingle, metal, slate, tile or flat, and its rough age
- How many layers are on it, if you know
- That the job is a full replacement or a new roof, and your timing
- When the house was permitted, and when the current roof went on
- That the house is yours and the decision is yours
The full list: before you call.