Permit
A permit is needed
Florida’s code exempts no building work from permits (FBC Building § 105.2); in Olga the reroof permit comes from Lee County’s building department.
Roof Replacement in Olga, FL
Olga has 1,039 homes, and half of them were standing by 1995. 55% predate 2000, and in Florida the age of the house decides what a reroof has to include.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
Call (833) 781-1806 Replacement and new roofs only · homeowners
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.
The rules for a reroof in Olga
Layers
When the old roof must come off
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
The 25 percent rule
Partial work can bring in the whole roof
Florida limits partial work: if more than 25 percent of a roof or roof section is redone in 12 months, the whole roof or section has to meet the current code. Roofs built or replaced under the 2007 Florida Building Code or later are exempt; only the new part must meet the code in effect (FBC Existing Building 706.1.1; Fla. Stat. § 553.844(5)).
Source: FBC Existing Building, 8th ed. (2023), Chapter 7; Fla. Stat. § 553.844
Houses permitted before 2002
A secondary water barrier and deck re-nailing
If your site-built single-family home was permitted before the Florida Building Code took effect (March 1, 2002), a full roof replacement must include a secondary water barrier and re-nailing of the roof deck: at least two 8d nails per rafter, a nail counting as 8d if it is at least 0.113 inch thick and 2¼ inches long (Fla. Stat. § 553.844(3); FBC Existing Building 706.7).
55% of homes in Olga were built before 2000 (ACS); the year the house was permitted is what counts.
Source: Fla. Stat. § 553.844; FBC Existing Building, 8th ed. (2023), Chapter 7
Rules as read on October 24, 2026. Everything else the state requires: roof replacement in Florida.
Homes and roofs in Olga
75% of the occupied homes in Olga are lived in by their owners: 767 households, the people this line is for. By year built, 5% before 1960, 33% before 1980, 55% before 2000; 45% went up in 2000 or later. (ACS 2020–2024.)
By building type: 83% detached houses, 17% attached single-family houses (rowhouses, twins and townhouses).
Of the 14 Lee County places on this site, Olga has the 7th largest share of homes built before 2000: 55%, against a county range of 28% to 87%.
ZIP codes: 33920
Olga and the towns around it
| Place | Median built | Before 2000 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Olga | 1995 | 55% | 75% | 17% | 7 |
| Alva | 2007 | 35% | 90% | 2% | 6 |
| Lehigh Acres | 1998 | 37% | 70% | 9% | 7 |
| Fort Denaud | 1993 | 64% | 78% | 2% | 11 |
| Fort Myers | 2005 | 32% | 58% | 17% | 12 |
| LaBelle | 1987 | 85% | 75% | 2% | 8 |
Median built: median year the homes were built. Before 2000: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Storm record around Olga
NOAA’s storm reports show 7 days since 2006 with hail of at least 1 inch inside a 10-mile circle around Olga, topping out at 1.5 in on July 1, 2015. The most recent was June 11, 2025.
Federal major-disaster declarations for storms in Lee County since 2006: 9, most recently DR-4834, Hurricane Milton, declared October 2024. (OpenFEMA.)
A report says hail fell near Olga, not that it damaged a roof. When wind or hail damage means a new roof.
What goes on the roof next
HUD’s useful-life figures are for planning; a warranty is a separate promise. For Olga’s houses: More in the guides to shingles, metal, slate, tile and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 83% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Low pitches and long runs | Standing seam that carries its own loads can skip the tear-off (R908.3.1) |
| Slate | 75 years | Older and historic houses | Sound slate can be reused (R908.5); broken slate cannot |
| Clay or concrete tile | 60 years | Houses framed for tile | Can’t be roofed over (FBC-EB 706.3) |
| Flat roof: EPDM or TPO | 15 years | Low-slope roofs and rear sections (17% of homes here are attached) | Coating is not a replacement |
Checking a contractor in Florida
Roofing in Florida takes a state license: Certified Roofing Contractor (CCC), valid statewide, or Registered Roofing Contractor (RC), valid only where the contractor holds a local certificate. 9,419 CCC licenses were active on October 23, 2026. Look up the number of anyone pricing a roof in Olga on DBPR.
The price side is in what a new roof costs in Florida; the paperwork side in Florida roofing licenses.
Questions about a new roof in Olga
Is a permit required for a new roof in Olga, FL?
A permit is needed. Florida’s code exempts no building work from permits (FBC Building § 105.2); in Olga the reroof permit comes from Lee County’s building department.
Do the old shingles have to come off in Olga?
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
How old are the houses in Olga?
By the Census Bureau’s American Community Survey (2020–2024), the median home in Olga was built in 1995, 55% of homes were built before 2000, 75% are owner-occupied.
Does Olga get hail that damages roofs?
Hail of 1 inch or larger was reported on 7 days within 10 miles of Olga from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
How do I check a roofing contractor in Olga?
Roofing in Florida takes a state license: Certified Roofing Contractor (CCC), valid statewide, or Registered Roofing Contractor (RC), valid only where the contractor holds a local certificate. 9,419 CCC licenses were active on October 23, 2026. Look up the number of anyone pricing a roof in Olga on DBPR.
What they will ask on the phone
- The street address in Olga, or at least the ZIP code
- One story or two (or more), detached or attached
- What is on the roof now (asphalt shingles, metal, slate, tile, or a flat membrane) and roughly how old it is
- The number of layers, if anyone has counted
- Your timing for a complete replacement
- When the house was permitted, and when the current roof went on
- That you are the owner and the one who decides
The full list: before you call.