Permit
Ask Mercersburg first
The state code does not cover a reroof that changes no structure (34 Pa. Code § 403.1(b)(8)). So the borough code office in Mercersburg is the one to ask before work starts.
Source: 34 Pa. Code § 403.1(b)
Mercersburg has 859 homes, and half of them were standing by 1942. Below: what the code asks of a replacement here, the permit, and the town’s own records.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.

Permit
The state code does not cover a reroof that changes no structure (34 Pa. Code § 403.1(b)(8)). So the borough code office in Mercersburg is the one to ask before work starts.
Source: 34 Pa. Code § 403.1(b)
Layers
On a roof that already carries two layers, or slate or tile, the code allows no recover: it is a tear-off (IRC R908.3.1.1). 79% of Mercersburg’s homes were built before 1980; many have been reroofed before.
Ice barrier
Whether an eave membrane is a code item depends on the climate table the municipality filled in when it adopted the code (IRC R905.1.2, Table R301.2). The contractor or the borough code office in Mercersburg will know.
Checked against the code text on October 24, 2026. Code edition, permit and contract rules for the whole state: roof replacement in Pennsylvania.
58% of the occupied homes in Mercersburg are lived in by their owners: 456 households, the people this line is for. Counting by decade, 49% before 1940, 62% before 1960, 79% before 1980 of the housing was in place, and 7% dates from 2000 on. (ACS 2020–2024.)
The housing is 59% detached houses, 12% attached single-family houses (rowhouses, twins and townhouses), 15% buildings of two to four units.
Older houses hide their history: ask the contractor to confirm the deck (board or sheet) and every layer above it before pricing, because slate or two layers mean a full tear-off.
Of the 20 Franklin County municipalities on this site, Mercersburg has the 2nd largest share of homes built before 1980: 79%, against a county range of 38% to 80%.
| Place | Median built | Before 1980 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Mercersburg | 1942 | 79% | 58% | 12% | 9 |
| Peters | 1974 | 57% | 90% | 2% | 7 |
| Montgomery Township, Franklin County | 1980 | 51% | 83% | 6% | 12 |
| St. Thomas | 1976 | 60% | 84% | 0% | 7 |
| Greencastle | 1968 | 61% | 62% | 8% | 12 |
| Antrim | 1985 | 46% | 89% | 8% | 14 |
Median built: median year the homes were built. Before 1980: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Since 2006 the National Weather Service has logged hail of 1 inch or larger on 9 separate days within 10 miles of Mercersburg; the largest was 2 in on May 26, 2011. The most recent was August 7, 2023.
At the county level, Mercersburg shares Franklin County’s record of 4 storm disaster declarations since 2006, the newest DR-4267 (Severe Winter Storm and Snowstorm, March 2016). (OpenFEMA.)
Storm reports are what observers logged, not a measure of damage to any roof. When wind or hail damage means a new roof.
HUD’s useful-life figures are for planning; a warranty is a separate promise. For Mercersburg’s houses: More in the guides to shingles, metal, slate and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 59% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Low pitches and long runs | A complete standing-seam system may go over the old roof (R908.3.1) |
| Slate | 75 years | Older houses; 49% here predate 1940 | Can’t be roofed over; check the framing for the weight |
| Flat roof: EPDM or TPO | 15 years | Additions and porch roofs | Where the roof meets a wall or parapet |
Pennsylvania’s home improvement law (HICPA § 3, § 6) requires registration with the Attorney General from $5,000 a year of such work and puts the number on every estimate; ask for it in Mercersburg and look it up.
Contracts, deposits and the right to cancel: checking a roofing contractor. What moves the price: new roof cost in Pennsylvania.
Ask Mercersburg first. The state code does not cover a reroof that changes no structure (34 Pa. Code § 403.1(b)(8)). So the borough code office in Mercersburg is the one to ask before work starts.
On a roof that already carries two layers, or slate or tile, the code allows no recover: it is a tear-off (IRC R908.3.1.1). 79% of Mercersburg’s homes were built before 1980; many have been reroofed before.
By the Census Bureau’s American Community Survey (2020–2024), the median home in Mercersburg was built in 1942, 79% of homes were built before 1980, 58% are owner-occupied.
Hail of 1 inch or larger was reported on 9 days within 10 miles of Mercersburg from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
Pennsylvania’s home improvement law (HICPA § 3, § 6) requires registration with the Attorney General from $5,000 a year of such work and puts the number on every estimate; ask for it in Mercersburg and look it up.
The full list: before you call.
Checked October 24, 2026. Laws and code editions change; the date says when these were last read at the source.