Permit
Ask Cumberland first
The state code does not cover a reroof that changes no structure (34 Pa. Code § 403.1(b)(8)). So the township code office in Cumberland is the one to ask before work starts.
Source: 34 Pa. Code § 403.1(b)
The median home in Cumberland was built in 1983; there are 3,070 of them. What the code requires when that roof is replaced, and who signs off, is below.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.

Permit
The state code does not cover a reroof that changes no structure (34 Pa. Code § 403.1(b)(8)). So the township code office in Cumberland is the one to ask before work starts.
Source: 34 Pa. Code § 403.1(b)
Layers
IRC R908.3.1.1 forbids roofing over two existing layers, over slate or tile, or over a water-soaked roof. With 46% of Cumberland’s homes were built before 1980, ask what is under the newest layer.
Ice barrier
The code requires an ice barrier where the local climate table (Table R301.2) says so, and each Pennsylvania municipality fills that table in. Ask the township code office or the contractor what Cumberland’s says.
Checked against the code text on October 24, 2026. Code edition, permit and contract rules for the whole state: roof replacement in Pennsylvania.
Owners live in 2,212 of Cumberland’s occupied homes, or 77%. Counting by decade, 5% before 1940, 20% before 1960, 46% before 1980 of the housing was in place, and 30% dates from 2000 on. (ACS 2020–2024.)
The housing is 66% detached houses, 15% attached single-family houses (rowhouses, twins and townhouses), 9% manufactured homes.
Of the 28 Adams County municipalities on this site, Cumberland has the 16th largest share of homes built before 1980: 46%, against a county range of 26% to 87%.
ZIP codes: 17325
| Place | Median built | Before 1980 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Cumberland | 1983 | 46% | 77% | 15% | 7 |
| Gettysburg | 1942 | 87% | 47% | 17% | 8 |
| Freedom | 1980 | 50% | 76% | 0% | 7 |
| Mount Joy Township, Adams County | 1980 | 50% | 86% | 3% | 10 |
| Bonneauville | 1982 | 48% | 63% | 22% | 16 |
| Straban | 1979 | 51% | 87% | 8% | 8 |
Median built: median year the homes were built. Before 1980: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Within 10 miles of Cumberland, hail of an inch or more was reported on 7 days between 2006 and 2025, the biggest stones 1.75 in on June 23, 2008. The most recent was July 12, 2022.
That is fewer than most places in the state on this site (median 12 days).
At the county level, Cumberland shares Adams County’s record of 3 storm disaster declarations since 2006, the newest DR-4267 (Severe Winter Storm and Snowstorm, March 2016). (OpenFEMA.)
Storm reports are what observers logged, not a measure of damage to any roof. When wind or hail damage means a new roof.
HUD’s useful-life figures are for planning; a warranty is a separate promise. For Cumberland’s houses: More in the guides to shingles, metal, slate and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 66% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Simple roofs with long, unbroken slopes | A complete standing-seam system may go over the old roof (R908.3.1) |
| Slate | 75 years | Older houses; 5% here predate 1940 | Can’t be roofed over; check the framing for the weight |
| Flat roof: EPDM or TPO | 15 years | Low-slope roofs and rear sections (15% of homes here are attached) | Where the roof meets a wall or parapet |
A contractor who does $5,000 or more of home improvement work a year must be registered with the Pennsylvania Attorney General, and the number has to be on every contract and estimate (HICPA § 3, § 6). Ask for it before anyone starts on a roof in Cumberland, and search it.
Contracts, deposits and the right to cancel: checking a roofing contractor. What moves the price: new roof cost in Pennsylvania.
Ask Cumberland first. The state code does not cover a reroof that changes no structure (34 Pa. Code § 403.1(b)(8)). So the township code office in Cumberland is the one to ask before work starts.
IRC R908.3.1.1 forbids roofing over two existing layers, over slate or tile, or over a water-soaked roof. With 46% of Cumberland’s homes were built before 1980, ask what is under the newest layer.
By the Census Bureau’s American Community Survey (2020–2024), the median home in Cumberland was built in 1983, 46% of homes were built before 1980, 77% are owner-occupied.
Hail of 1 inch or larger was reported on 7 days within 10 miles of Cumberland from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
A contractor who does $5,000 or more of home improvement work a year must be registered with the Pennsylvania Attorney General, and the number has to be on every contract and estimate (HICPA § 3, § 6). Ask for it before anyone starts on a roof in Cumberland, and search it.
The full list: before you call.
Checked October 24, 2026. Laws and code editions change; the date says when these were last read at the source.