The median home in Spring Lake was built in 1966; there are 2,011 of them. Below: what the code asks of a replacement here, the permit, and the town’s own records.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.
Permit
Replacing the covering on a detached one- or two-family house needs no permit and no notice to the town (N.J.A.C. 5:23-2.7). Attached houses (4% of Spring Lake’s homes) and any work that touches the structure fall outside the rule.
Source: N.J.A.C. 5:23-2.7
Layers
Which layers may stay is a Rehabilitation Subcode question in New Jersey (the IRC definitions are deleted by N.J.A.C. 5:23-3.21), and this site has not read that subcode yet. 56% of Spring Lake’s homes were built before 1980, so get the layer count and a tear-off price in writing.
Source: N.J.A.C. 5:23-3.21
Ice barrier
Only Sussex County meets New Jersey’s 25 °F January test for a required ice barrier (N.J.A.C. 5:23-3.21; DCA Bulletin 07-3). In Spring Lake it is the installer’s and the manufacturer’s call; ask whether the quote includes it.
Source: N.J.A.C. 5:23-3.21; NJ DCA Bulletin 07-3
Rules as read on October 24, 2026. The state’s code edition and the rest of its rules: roof replacement in New Jersey.
Owners live in 1,156 of Spring Lake’s occupied homes, or 92%. By year built, 32% before 1940, 47% before 1960, 56% before 1980; 35% went up in 2000 or later. (ACS 2020–2024.)
By building type: 89% detached houses, 4% attached single-family houses (rowhouses, twins and townhouses).
30% of the homes in Spring Lake are seasonal or occasional-use homes (ACS 2020–2024). If yours is one of them and you live elsewhere, the call still has to come from you as the owner.
On a house built before 1940, ask what the deck is (boards or plywood) and whether slate sits under the later layers: slate can’t be roofed over.
Of the 48 Monmouth County municipalities on this site, Spring Lake has the 36th largest share of homes built before 1980: 56%, against a county range of 22% to 87%.
ZIP codes: 07762
| Place | Median built | Before 1980 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Spring Lake | 1966 | 56% | 92% | 4% | 10 |
| Spring Lake Heights | 1972 | 70% | 62% | 19% | 11 |
| Lake Como | 1959 | 61% | 63% | 5% | 10 |
| Sea Girt | 1959 | 64% | 87% | 0% | 7 |
| Belmar | 1957 | 75% | 57% | 7% | 10 |
| Avon-by-the-Sea | 1952 | 78% | 69% | 2% | 7 |
Median built: median year the homes were built. Before 1980: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
NOAA’s storm reports show 10 days since 2006 with hail of at least 1 inch inside a 10-mile circle around Spring Lake, topping out at 1.75 in on June 29, 2019. The most recent was April 1, 2023.
Federal major-disaster declarations for storms in Monmouth County since 2006: 7, most recently DR-4614, Remnants of Hurricane Ida, declared September 2021. (OpenFEMA.)
A report says hail fell near Spring Lake, not that it damaged a roof. When wind or hail damage means a new roof.
Lifespans come from HUD’s capital-needs table, not from a brochure. More in the guides to shingles, metal, slate and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 89% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Simple roofs with long, unbroken slopes | Standing seam that carries its own loads can skip the tear-off (R908.3.1) |
| Slate | 75 years | Older houses; 32% here predate 1940 | Can’t be roofed over; check the framing for the weight |
| Flat roof: EPDM or TPO | 15 years | Porches, additions, low-slope rears | Where the roof meets a wall or parapet |
Any business offering home improvements in Spring Lake must be registered with the New Jersey Division of Consumer Affairs, with the number on its contracts and ads (N.J.S.A. 56:8-138, 56:8-144); 47,473 registrations were active in October 2026.
The price side is in what a new roof costs in New Jersey; the paperwork side in checking a roofing contractor.
None for a detached one- or two-family house. Replacing the covering on a detached one- or two-family house needs no permit and no notice to the town (N.J.A.C. 5:23-2.7). Attached houses (4% of Spring Lake’s homes) and any work that touches the structure fall outside the rule.
By the Census Bureau’s American Community Survey (2020–2024), the median home in Spring Lake was built in 1966, 56% of homes were built before 1980, 92% are owner-occupied.
Hail of 1 inch or larger was reported on 10 days within 10 miles of Spring Lake from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
Any business offering home improvements in Spring Lake must be registered with the New Jersey Division of Consumer Affairs, with the number on its contracts and ads (N.J.S.A. 56:8-138, 56:8-144); 47,473 registrations were active in October 2026.
The full list: before you call.
Checked October 24, 2026. Laws and code editions change; the date says when these were last read at the source.