Permit
A permit is needed
Florida’s code exempts no building work from permits (FBC Building § 105.2); in St. Leo the reroof permit comes from the town’s building department.
Roof Replacement in St. Leo, FL
0 homes in St. Leo, and the code rules that decide how much of an old roof has to come off.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
Call (833) 781-1806 Replacement and new roofs only · homeowners
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.
The rules for a reroof in St. Leo
Layers
When the old roof must come off
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
The 25 percent rule
Partial work can bring in the whole roof
Florida limits partial work: if more than 25 percent of a roof or roof section is redone in 12 months, the whole roof or section has to meet the current code. Roofs built or replaced under the 2007 Florida Building Code or later are exempt; only the new part must meet the code in effect (FBC Existing Building 706.1.1; Fla. Stat. § 553.844(5)).
Source: FBC Existing Building, 8th ed. (2023), Chapter 7; Fla. Stat. § 553.844
Houses permitted before 2002
A secondary water barrier and deck re-nailing
If your site-built single-family home was permitted before the Florida Building Code took effect (March 1, 2002), a full roof replacement must include a secondary water barrier and re-nailing of the roof deck: at least two 8d nails per rafter, a nail counting as 8d if it is at least 0.113 inch thick and 2¼ inches long (Fla. Stat. § 553.844(3); FBC Existing Building 706.7).
Source: Fla. Stat. § 553.844; FBC Existing Building, 8th ed. (2023), Chapter 7
Checked against the code text on October 24, 2026. Code edition, permit and contract rules for the whole state: roof replacement in Florida.
Homes and roofs in St. Leo
(ACS 2020–2024.)
ZIP codes: 33574
St. Leo and the towns around it
| Place | Median built | Before 2000 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| St. Leo | — | — | — | — | 3 |
| San Antonio | 1996 | 55% | 89% | 4% | 3 |
| Dade City | 1980 | 74% | 64% | 5% | 1 |
| Pasadena Hills | 1998 | 48% | 83% | 4% | 4 |
| Dade City North | 1980 | 78% | 61% | 0% | 0 |
| Zephyrhills West | 1981 | 89% | 83% | 1% | 4 |
Median built: median year the homes were built. Before 2000: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Hail and storms near St. Leo
Within 10 miles of St. Leo, hail of an inch or more was reported on 3 days between 2006 and 2025, the biggest stones 1 in on May 20, 2013.
That is fewer than most places in the state on this site (median 7 days).
Pasco County has had 9 federal major-disaster declarations for storms since 2006; the latest was DR-4834, Hurricane Milton (October 2024). (OpenFEMA.)
Storm reports are what observers logged, not a measure of damage to any roof. When wind or hail damage means a new roof.
What goes on the roof next
Lifespans come from HUD’s capital-needs table, not from a brochure. More in the guides to shingles, metal, slate, tile and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Low pitches and long runs | A complete standing-seam system may go over the old roof (R908.3.1) |
| Slate | 75 years | Older and historic houses | Can’t be roofed over; check the framing for the weight |
| Clay or concrete tile | 60 years | Houses framed for tile | Can’t be roofed over (FBC-EB 706.3) |
| Flat roof: EPDM or TPO | 15 years | Additions and porch roofs | Seams at walls and drainage |
Checking a contractor in Florida
Roofing in Florida takes a state license: Certified Roofing Contractor (CCC), valid statewide, or Registered Roofing Contractor (RC), valid only where the contractor holds a local certificate. 9,419 CCC licenses were active on October 23, 2026. Look up the number of anyone pricing a roof in St. Leo on DBPR.
Contracts, deposits and the right to cancel: Florida roofing licenses. What moves the price: new roof cost in Florida.
Questions about a new roof in St. Leo
Do I need a permit to replace a roof in St. Leo?
A permit is needed. Florida’s code exempts no building work from permits (FBC Building § 105.2); in St. Leo the reroof permit comes from the town’s building department.
Is a roof-over allowed in St. Leo, or is it a tear-off?
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
How often does hail hit St. Leo?
Hail of 1 inch or larger was reported on 3 days within 10 miles of St. Leo from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
What license or registration should a roofer in St. Leo have?
Roofing in Florida takes a state license: Certified Roofing Contractor (CCC), valid statewide, or Registered Roofing Contractor (RC), valid only where the contractor holds a local certificate. 9,419 CCC licenses were active on October 23, 2026. Look up the number of anyone pricing a roof in St. Leo on DBPR.
What they will ask on the phone
- Where the house is: the St. Leo address or ZIP
- The number of stories, and whether the house stands alone
- What is on the roof now (asphalt shingles, metal, slate, tile, or a flat membrane) and roughly how old it is
- The number of layers, if anyone has counted
- That you want a new roof or a full replacement, and when you want the work done
- The year the house was built and the year the roof was last replaced
- That you are the owner and the one who decides
The full list: before you call.