Permit
A permit is needed
Florida’s code exempts no building work from permits (FBC Building § 105.2); in Hutchinson Island South the reroof permit comes from Martin County’s building department.
Roof Replacement in Hutchinson Island South, FL
Hutchinson Island South has 6,522 homes, and half of them were standing by 1987. 85% predate 2000, and in Florida the age of the house decides what a reroof has to include.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
Call (833) 781-1806 Replacement and new roofs only · homeowners
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.
The rules for a reroof in Hutchinson Island South
Layers
When the old roof must come off
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
The 25 percent rule
Partial work can bring in the whole roof
Florida limits partial work: if more than 25 percent of a roof or roof section is redone in 12 months, the whole roof or section has to meet the current code. Roofs built or replaced under the 2007 Florida Building Code or later are exempt; only the new part must meet the code in effect (FBC Existing Building 706.1.1; Fla. Stat. § 553.844(5)).
Source: FBC Existing Building, 8th ed. (2023), Chapter 7; Fla. Stat. § 553.844
Manufactured homes
Say it is a manufactured home
The Florida rules for older site-built houses above apply to “site-built, single-family residential structures” (Fla. Stat. § 553.844(3)); a manufactured home is not one. Tell the person on the line it is a manufactured home.
Source: Fla. Stat. § 553.844
Rules as read on October 24, 2026. Code edition, permit and contract rules for the whole state: roof replacement in Florida.
Homes and roofs in Hutchinson Island South
90% of the occupied homes in Hutchinson Island South are lived in by their owners: 2,324 households, the people this line is for. By year built, 0% before 1960, 18% before 1980, 85% before 2000; 15% went up in 2000 or later. (ACS 2020–2024.)
By building type: 16% detached houses, 23% manufactured homes.
23% of homes in Hutchinson Island South are manufactured homes (1,518). A roof on a manufactured home is its own kind of job; tell the person on the line that it is one, since Florida’s reroof upgrades for older houses are written for site-built homes.
56% of the homes in Hutchinson Island South are seasonal or occasional-use homes (ACS 2020–2024). If yours is one of them and you live elsewhere, the call still has to come from you as the owner.
Of the 11 Martin County places on this site, Hutchinson Island South has the 4th largest share of homes built before 2000: 85%, against a county range of 63% to 90%.
ZIP codes: 34957
Hutchinson Island South and the towns around it
| Place | Median built | Before 2000 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Hutchinson Island South | 1987 | 85% | 90% | 1% | 15 |
| Jensen Beach | 1986 | 74% | 76% | 4% | 15 |
| Rio | 1977 | 90% | 96% | 0% | 17 |
| North River Shores | 1979 | 71% | 74% | 1% | 17 |
| Sewall's Point | 1989 | 63% | 94% | 0% | 15 |
| Stuart | 1981 | 84% | 69% | 4% | 18 |
Median built: median year the homes were built. Before 2000: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Storm record around Hutchinson Island South
NOAA’s storm reports show 15 days since 2006 with hail of at least 1 inch inside a 10-mile circle around Hutchinson Island South, topping out at 2.75 in on May 3, 2007. The most recent was May 19, 2024.
That is more hail days than 81% of the places in the state on this site.
Hurricane Milton (DR-4834, October 2024) is the latest of 8 federal storm declarations covering Martin County since 2006. (OpenFEMA.)
A report says hail fell near Hutchinson Island South, not that it damaged a roof. When wind or hail damage means a new roof.
What goes on the roof next
Useful life is HUD’s planning figure, not a warranty. More in the guides to shingles, metal, slate, tile and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 16% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Low pitches and long runs | Standing seam that carries its own loads can skip the tear-off (R908.3.1) |
| Slate | 75 years | Older and historic houses | Can’t be roofed over; check the framing for the weight |
| Clay or concrete tile | 60 years | Houses framed for tile | Can’t be roofed over (FBC-EB 706.3) |
| Flat roof: EPDM or TPO | 15 years | Porches, additions, low-slope rears | Coating is not a replacement |
Checking a contractor in Florida
Ask anyone quoting a roof in Hutchinson Island South for a Florida license number, Certified Roofing Contractor (CCC, statewide) or Registered Roofing Contractor (RC, local), and check it on DBPR; 9,419 CCC licenses were active on October 23, 2026.
The price side is in what a new roof costs in Florida; the paperwork side in Florida roofing licenses.
Questions about a new roof in Hutchinson Island South
Does a roof replacement in Hutchinson Island South need a permit?
A permit is needed. Florida’s code exempts no building work from permits (FBC Building § 105.2); in Hutchinson Island South the reroof permit comes from Martin County’s building department.
Can a new roof go over the old one in Hutchinson Island South?
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
How old are the houses in Hutchinson Island South?
By the Census Bureau’s American Community Survey (2020–2024), the median home in Hutchinson Island South was built in 1987, 85% of homes were built before 2000, 90% are owner-occupied.
How many hail days has Hutchinson Island South had?
Hail of 1 inch or larger was reported on 15 days within 10 miles of Hutchinson Island South from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
How do I check a roofing contractor in Hutchinson Island South?
Ask anyone quoting a roof in Hutchinson Island South for a Florida license number, Certified Roofing Contractor (CCC, statewide) or Registered Roofing Contractor (RC, local), and check it on DBPR; 9,419 CCC licenses were active on October 23, 2026.
What they will ask on the phone
- The street address in Hutchinson Island South, or at least the ZIP code
- The number of stories, and whether the house stands alone
- Whether it is a manufactured home
- What covers the roof now and about when it went on
- Whether there is one layer or more, if you know
- That you want a new roof or a full replacement, and when you want the work done
- When the house was permitted, and when the current roof went on
- That you are the owner and the one who decides
The full list: before you call.