Permit
A permit is needed
Florida’s code exempts no building work from permits (FBC Building § 105.2); in Charlotte Park the reroof permit comes from Charlotte County’s building department.
Roof Replacement in Charlotte Park, FL
Charlotte Park has 1,663 homes, and half of them were standing by 2003. 34% predate 2000, and in Florida the age of the house decides what a reroof has to include.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
Call (833) 781-1806 Replacement and new roofs only · homeowners
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.
The rules for a reroof in Charlotte Park
Layers
When the old roof must come off
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
The 25 percent rule
Partial work can bring in the whole roof
Florida limits partial work: if more than 25 percent of a roof or roof section is redone in 12 months, the whole roof or section has to meet the current code. Roofs built or replaced under the 2007 Florida Building Code or later are exempt; only the new part must meet the code in effect (FBC Existing Building 706.1.1; Fla. Stat. § 553.844(5)).
Source: FBC Existing Building, 8th ed. (2023), Chapter 7; Fla. Stat. § 553.844
Manufactured homes
Say it is a manufactured home
The Florida rules for older site-built houses above apply to “site-built, single-family residential structures” (Fla. Stat. § 553.844(3)); a manufactured home is not one. Tell the person on the line it is a manufactured home.
Source: Fla. Stat. § 553.844
Rules as read on October 24, 2026. Code edition, permit and contract rules for the whole state: roof replacement in Florida.
Homes and roofs in Charlotte Park
Owners live in 1,108 of Charlotte Park’s occupied homes, or 92%. By year built, 3% before 1960, 13% before 1980, 34% before 2000; 66% went up in 2000 or later. (ACS 2020–2024.)
By building type: 44% detached houses, 53% manufactured homes.
53% of homes in Charlotte Park are manufactured homes (883). A roof on a manufactured home is its own kind of job; tell the person on the line that it is one, since Florida’s reroof upgrades for older houses are written for site-built homes.
Of the 9 Charlotte County places on this site, Charlotte Park has the smallest share of homes built before 2000: 34%, against a county range of 34% to 88%.
ZIP codes: 33950
Charlotte Park and the towns around it
| Place | Median built | Before 2000 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Charlotte Park | 2003 | 34% | 92% | 0% | 3 |
| Punta Gorda | 1997 | 56% | 85% | 5% | 3 |
| Charlotte Harbor | 1982 | 82% | 48% | 3% | 4 |
| Cleveland | 2000 | 49% | 89% | 3% | 3 |
| Harbour Heights | 1996 | 57% | 80% | 6% | 3 |
| Port Charlotte | 1987 | 69% | 83% | 3% | 5 |
Median built: median year the homes were built. Before 2000: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Storm record around Charlotte Park
NOAA’s storm reports show 3 days since 2006 with hail of at least 1 inch inside a 10-mile circle around Charlotte Park, topping out at 1 in on August 5, 2022.
That is fewer than most places in the state on this site (median 7 days).
Federal major-disaster declarations for storms in Charlotte County since 2006: 9, most recently DR-4834, Hurricane Milton, declared October 2024. (OpenFEMA.)
A report says hail fell near Charlotte Park, not that it damaged a roof. When wind or hail damage means a new roof.
What goes on the roof next
HUD’s useful-life figures are for planning; a warranty is a separate promise. For Charlotte Park’s houses: More in the guides to shingles, metal, slate, tile and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 44% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Low pitches and long runs | Standing seam that carries its own loads can skip the tear-off (R908.3.1) |
| Slate | 75 years | Older and historic houses | Sound slate can be reused (R908.5); broken slate cannot |
| Clay or concrete tile | 60 years | Houses framed for tile | Can’t be roofed over (FBC-EB 706.3) |
| Flat roof: EPDM or TPO | 15 years | Porches, additions, low-slope rears | Coating is not a replacement |
Checking a contractor in Florida
Ask anyone quoting a roof in Charlotte Park for a Florida license number, Certified Roofing Contractor (CCC, statewide) or Registered Roofing Contractor (RC, local), and check it on DBPR; 9,419 CCC licenses were active on October 23, 2026.
The price side is in what a new roof costs in Florida; the paperwork side in Florida roofing licenses.
Questions about a new roof in Charlotte Park
Do I need a permit to replace a roof in Charlotte Park?
A permit is needed. Florida’s code exempts no building work from permits (FBC Building § 105.2); in Charlotte Park the reroof permit comes from Charlotte County’s building department.
Can a new roof go over the old one in Charlotte Park?
A tear-off to the deck is required where the roof already has two layers, where the covering is tile, slate or wood shake, or where it is water-soaked or deteriorated (FBC Existing Building 706.3).
How old are the houses in Charlotte Park?
By the Census Bureau’s American Community Survey (2020–2024), the median home in Charlotte Park was built in 2003, 34% of homes were built before 2000, 92% are owner-occupied.
How often does hail hit Charlotte Park?
Hail of 1 inch or larger was reported on 3 days within 10 miles of Charlotte Park from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
How do I check a roofing contractor in Charlotte Park?
Ask anyone quoting a roof in Charlotte Park for a Florida license number, Certified Roofing Contractor (CCC, statewide) or Registered Roofing Contractor (RC, local), and check it on DBPR; 9,419 CCC licenses were active on October 23, 2026.
What they will ask on the phone
- Where the house is: the Charlotte Park address or ZIP
- How many stories the house has, and whether it is detached or attached
- Whether it is a manufactured home
- The roof you have today, shingle, metal, slate, tile or flat, and its rough age
- Whether there is one layer or more, if you know
- That you want a new roof or a full replacement, and when you want the work done
- When the house was permitted, and when the current roof went on
- That the house is yours and the decision is yours
The full list: before you call.