The median home in Cumberland was built in 1972; there are 14,918 of them. The rules below decide how much of the old roof has to come off and what goes under the new one.
New Roofing Costs connects homeowners with independent local roofing contractors. We do not perform roofing work.
This number connects homeowners who are planning a new roof or a full roof replacement with independent local roofing contractors. It is not for leak repairs or patch jobs. The call must come from the homeowner who decides on the roof. Calls may be recorded.
Permit
Rhode Island’s list of permit-exempt work names replacement window sashes but not roofing (SBC-2, R105.2). So Cumberland’s building official issues a permit for the replacement.
Source: RI SBC-2, One and Two Family Dwellings (510-RICR-00-00-2)
Layers
IRC R908.3.1.1 forbids roofing over two existing layers, over slate or tile, or over a water-soaked roof. 59% of Cumberland’s homes were built before 1980, so count the layers before comparing quotes.
Source: RI SBC-2, One and Two Family Dwellings (510-RICR-00-00-2); IRC 2021, Chapter 9 (Pennsylvania edition, UpCodes)
Ice barrier
The state’s climate table marks the ice barrier “yes” statewide. Membrane or doubled underlayment, eave to 24 inches inside the wall line (IRC R905.1.2), is a line on every quote here.
Source: RI SBC-2, One and Two Family Dwellings (510-RICR-00-00-2); IRC 2021, Chapter 9 (Pennsylvania edition, UpCodes)
Checked against the code text on October 24, 2026. Everything else the state requires: roof replacement in Rhode Island.
Owners live in 10,907 of Cumberland’s occupied homes, or 76%. Counting by decade, 14% before 1940, 31% before 1960, 59% before 1980 of the housing was in place, and 15% dates from 2000 on. (ACS 2020–2024.)
The housing is 69% detached houses, 5% attached single-family houses (rowhouses, twins and townhouses), 11% buildings of two to four units.
Of the 16 Providence County municipalities on this site, Cumberland has the 13th largest share of homes built before 1980: 59%, against a county range of 56% to 84%.
ZIP codes: 02864
| Place | Median built | Before 1980 | Owners | Row, twin | Hail days |
|---|---|---|---|---|---|
| Cumberland | 1972 | 59% | 76% | 5% | 9 |
| Lincoln | 1970 | 63% | 72% | 6% | 8 |
| Woonsocket | 1952 | 83% | 37% | 2% | 7 |
| Central Falls | 1944 | 75% | 26% | 6% | 11 |
| North Smithfield | 1972 | 58% | 78% | 6% | 5 |
| Pawtucket | 1947 | 84% | 50% | 3% | 11 |
Median built: median year the homes were built. Before 1980: share of homes built then. Owners: share of homes that are owner-occupied. Row, twin: share of homes that are rowhouses, twins or townhouses. Census ACS 2020–2024. Hail days: days with hail of 1 inch or larger within 10 miles, 2006–2025, NOAA Storm Prediction Center.
Since 2006 the National Weather Service has logged hail of 1 inch or larger on 9 separate days within 10 miles of Cumberland; the largest was 2 in on July 18, 2012. The most recent was June 28, 2020.
Providence County has had 8 federal major-disaster declarations for storms since 2006; the latest was DR-4766, Severe Storms and Flooding (March 2024). (OpenFEMA.)
Storm reports are what observers logged, not a measure of damage to any roof. When wind or hail damage means a new roof.
Useful life is HUD’s planning figure, not a warranty. More in the guides to shingles, metal, slate and flat roofs.
| Material | HUD useful life | Fits a house like | Watch for |
|---|---|---|---|
| Asphalt shingles | 20 years | Most pitched roofs; 69% of homes here are detached | Wind class set by the design wind speed (IRC Table R905.2.4.1) |
| Metal (standing seam, panels) | 50 years | Low pitches and long runs | A complete standing-seam system may go over the old roof (R908.3.1) |
| Slate | 75 years | Older houses; 14% here predate 1940 | Never a base for a new layer (R908.3.1.1); heavy |
| Flat roof: EPDM or TPO | 15 years | Additions and porch roofs | Where the roof meets a wall or parapet |
For a reroof in Cumberland, ask for the contractor’s Rhode Island registration with the Contractors’ Registration and Licensing Board (ch. 5-65) and look it up; the state has no separate license for residential roofing.
Contracts, deposits and the right to cancel: checking a roofing contractor. What moves the price: new roof cost in Rhode Island.
A permit from Cumberland. Rhode Island’s list of permit-exempt work names replacement window sashes but not roofing (SBC-2, R105.2). So Cumberland’s building official issues a permit for the replacement.
IRC R908.3.1.1 forbids roofing over two existing layers, over slate or tile, or over a water-soaked roof. 59% of Cumberland’s homes were built before 1980, so count the layers before comparing quotes.
By the Census Bureau’s American Community Survey (2020–2024), the median home in Cumberland was built in 1972, 59% of homes were built before 1980, 76% are owner-occupied.
Hail of 1 inch or larger was reported on 9 days within 10 miles of Cumberland from 2006 through 2025 (NOAA Storm Prediction Center). A report means hail fell nearby, not that a roof was damaged.
For a reroof in Cumberland, ask for the contractor’s Rhode Island registration with the Contractors’ Registration and Licensing Board (ch. 5-65) and look it up; the state has no separate license for residential roofing.
The full list: before you call.
Checked October 24, 2026. Laws and code editions change; the date says when these were last read at the source.